JB Capital Group
Financial district towers at blue hour

Our Process

A disciplined four-stage process, from first analysis to drawdown

Every mandate follows the same structured path. We underwrite the opportunity, take it to a curated field of capital providers, negotiate the terms, and manage the closing process — so our clients keep control while we carry the workload.

Overview

How a mandate runs

The process is deliberately linear: each stage produces a decision point for the client before we move forward. That means no surprises, a clear audit trail of market feedback, and terms that have been tested against the widest possible field of lenders and investors.

  1. Stage 01

    Opportunity Analysis and Presentation

    We review the transaction and the asset in full, then build the profile capital providers need to see before they commit.

    • Detailed transaction review
    • Asset risk assessment
    • Gather client business and financial background
    • Analysis of financial viability
    • Creation of financing summary
    • Presentation of client and asset profile to selected lenders

  2. Stage 02

    Finance Sourcing and Due Diligence

    We take the opportunity to the market, report every response back to you, and steer the process through to credit approval.

    • Client presentation of the market terms and lender feedback
    • Review all options with the client to help agree the way forward
    • Finalise and execute the Mandate Letter to proceed
    • Negotiate the commercial terms
    • Engage with preferred finance providers for credit review
    • Fielding initial credit committee queries and requests for information
    • Process management of the compliance and credit review leading to credit approval

  3. Stage 03

    Credit Approved Term Sheet Negotiation

    We optimise the approved terms and deliver the term sheet in executable form.

    • Lender issues the credit approved term sheet
    • Review the term sheet and optimise the commercial terms
    • Client presentation of final credit approved term sheet in executable format
    • Client's lawyer review and discuss / accept

  4. Stage 04

    Closing Process

    We run the closing process alongside your advisors, holding the commercial line until funds are drawn.

    • Executed term sheet, lender lawyers appointed
    • Liaising and co-ordinating with third party professional service providers, brokers, valuers, insurance providers and asset management companies
    • Support on the commercial points during the negotiation of legal documentation
    • Coordination and fulfilment of conditions precedent
    • Fielding any enquiries from the lender leading to closing and drawdown of the facility